.Union Finance Administrator Nirmala Sitharaman3 minutes read through Last Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financial Minister Nirmala Sitharaman announced that the government aims to open over 30 thousand brand new PMJDY profiles during the course of 2024-25.Briefing media reporters, Sitharaman unveiled that as of August 14, 2024, a total of 531.3 thousand Jan-Dhan accounts have actually been opened since the plan’s launch a years ago, along with a collective deposit balance of Rs 2.3 mountain.The normal remainder per account has raised from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Approximately 80 per cent of these accounts are actually presently energetic.” PMJDY has actually played an important task throughout the global, particularly for females,” mentioned Sitharaman.In spite of the allotment for absolutely no equilibrium and also the lack of a minimal balance need, merely 8.4 percent of the profiles sustain a no equilibrium. The plan has actually been actually especially successful in country as well as semi-urban regions, where 66.6 percent of the accounts lie.Since August 14, 2024, women account owners work with 55.6 per cent of the total profiles, totaling up to 295.6 thousand accounts, according to the Department of Financing.
Presently, 99.95 per cent of all resided villages possess financial locations readily available within a 5-kilometre span via various touchpoints, including financial institution divisions, automated cashier equipments, financial reporters, and India Post Remittances Banking Company.As of August 14, 2024, there are over 1.73 billion important CASA (current account money market account) accounts in the nation, consisting of more than 530 thousand surgical PMJDY accounts.Relating to social safety and security schemes, Sitharaman highlighted that over 200 million cumulative enrolments have provided life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual superior of Rs 436.Furthermore, over 450 million collective enrolments have given one-year unintended cover of Rs 2 lakh (for fatality or irreversible overall impairment) and also Rs 1 lakh (for long-lasting limited impairment) under the Pradhan Mantri Suraksha Bima Yojana, with a superior of Rs 20 yearly.The Atal Pension Yojana has actually enrolled over 68 million customers.In terms of credit-linked schemes, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 thousand collective fundings totaling up to Rs 29.93 mountain (since July 12, 2024) have actually been actually sanctioned to provide collateral-free institutional money to mini and also business units around Rs 10 lakh for income-generating activities.Under the Stand India Scheme, 236,000 cumulative lendings completing Rs 53,609 crore (as of July 15, 2024) have actually been actually allowed to Arranged Caste, Scheduled People, and also ladies business people for establishing greenfield ventures.Also, the Pradhan Mantri SVANidhi program has accredited car loans worth Rs 12,630 crore to 6.52 million road sellers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY increasing deposit balance of Rs 2.3 mountain.u00b7 There are over 1.73 billion personnel CASA profiles.u00b7 Ladies account owners consist of 55.6% of complete accounts.Initial Published: Aug 27 2024|9:37 PM IST.